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The data listed here is shown for informational purposes only. There are no warranties, expressed or implied, as to the accuracy of the data herein and we reserve the right to make adjustments to the data without notice.

 

 


Home Checking Products Savings Products Certificates of Deposit Service Fee Schedule


Express Checking

    Minimum deposit $100.00 to open this account. A service charge fee of $4.00 will be charged each statement cycle.

Club Fed/Sr. Club Fed 

    Minimum deposit $100.00 to open this account. A service charge fee of $9.00 will be charged per month; Seniors  will be charged $4.50 per month.  Free Club Fed checks (bank choice). Free money orders, official checks, & travelers checks. 

Classic Checking

     Minimum deposit $100.00 to open this account. Interest will be compounded daily on balances of $1000.00 or more. For all others the monthly service charge will be tiered as follows

If the average daily balance falls below $300.00, an $8.00 service charge will be imposed,

If the average daily balance falls between $300.00 - $599.00, a $6.00 service charge will be imposed.

If the average daily balance falls between $600.00 - $799.00, a $4.00 service charge will be imposed.

If the average daily balance is $800.00 or more, no charge will be imposed.

 

Senior Classic Checking

     

    Minimum deposit $100.00 to open this account. Interest will be compounded daily on balances of $1000.00 or more and credited monthly. There will be no monthly service charge for seniors.  Free checks (bank choice)

Sweet Sixteen

    Minimum deposit $100.00 to open this account. A service charge fee of $5.00 will be charged each statement cycle; No monthly service charge with Direct Deposit  or an average daily balance of $500.00 per month.  First order of checks free up to a value of $16.00.  Monthly ATM fee waived. Sweep fees for overdraft waived.

 

Money Market Account

    Minimum deposit $1000.00 to open this account. Interest rate drops to basic checking rate if balance falls below $1000.00. Interest will be compounded daily on balances of $1000.00 or more. A service charge fee of $8.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1000.00. Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfers, or by check, draft, or similar order, are limited to six per statement cycle. An excess charge of $5.00 will be imposed for each check paid in excess of six per month.

Super Now Account

    Minimum deposit $1000.00 to open this account. A service charge fee of $8.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1000.00. Interest will be compounded daily based on the ending balance at the rate of two separate balance levels.

Executive Gold Account

   Minimum deposit $25,000.00 to open this account. A service charge fee of $5.00 will be imposed each monthly statement cycle if the average monthly collected balance for the monthly statement cycle falls below $25000.00. Interest will be compounded daily based on ending balance at the rate of three separate balance levels and will be credited monthly to your account.

                                             Average Daily Balance          Rate

                                                            $ 24,999.99 or less........................... Tier I                                             

                                                            $ 25,000.00 - $149,999.99.............. Tier II

                                                            $150,000.00 and above..................... Tier III

                                                           

 

                                                           

                                                           

Corporate Gold Money Management Account

   The Corporate Gold Money Management Account was designed with your business in mind. The Corporate Gold Money Management Account has a tiered interest rate structure that pays higher yields on higher balances and is comparable to many bank CD’s.  There is never a monthly service charge and interest is compounded daily & credited monthly.  Your business deposits will earn some of the highest interest rates available until you need access to your funds.  Finally a business account that really pays!  Start earning more and deposit your money into a High-Yield Corporate Gold Money Management Account. Minimum deposit of $1,000.00 to open this account. Up to three checks per month can be written from the Corporate Gold Money Management Account.  

                                             Average Daily Balance          Rate

                                                             $   5,000.00 - $   9,999.99................ Tier I

                                                             $ 10,000.00 - $ 24,999.99............... Tier II                                                                  

                                                             $ 25,000.00 - $149,999.99.............. Tier III                                              

                                                             $150,000.00 and above..................... Tier IV

 

 

 

                                                           

 

Please contact us for interest rate information.