****E-statements now available through our Internet Banking Service*****

The data listed here is shown for informational purposes only. There are no warranties, expressed or implied, as to the accuracy of the data herein and we reserve the right to make adjustments to the data without notice.

Free Services

   As a valued customer, you are entitled to the following services at no additional charge.

   Direct Deposit Services Automatic ACH Services Cash Advances - MC/Visa/Discover

  Notary Service Bank-by-mail Service Night Depository  Internet Banking and Bill Pay  

  ATM Transactions - Olde Cypress or Publix/Presto Locations

Miscellaneous Services with Fees

   Account Close-Out (within 60 Days)   $20.00

   Cashiers Checks    $4.00        

   Checking Statement Reconciliation    $25.00 per hour  

   Check Cashing       Non-Customers 1% of Check or $5.00 min. (subject to officer approval)

   Cash Advance on MC/Visa/Discover

                                   Non-Customers   $5.00 min. or 5% of total cash advance

                                   (subject to approval/ maximum advance amount $500.00)

                                   Customers               No Charge

   Deposited Check Returned Unpaid     $5.00 per item

   Deposit Verification Letter     $20.00

   Dormant Account Fee            $20.00 annual fee

                                                    (Checking & Savings Accounts are dormant after 1 year of inactivity)   

   Duplicate Statement/History    $4.00

   Fax                        $2.00 per page

   Insufficient Funds Charge   $25.00

   Legal Processing    (Levies, Attachments, Restraining Orders, etc.)      $75.00

   Money Orders    $4.00   

   Night Drop Bags     Zipper Bag      $5.00          Zipper Bag with Lock     $20.00

   Official Bank Checks  $4.00 each check (Customers Only)

   Overdraft Protection sweeps          $2.00 per transfer

   Personal & Business Check Orders     Prices varies with style selection

   Photo Copy                 $.25 per page

   Records Research     $25.00 per hour

   Rejected Items:   

       Overdraft Charge/ACH Overdraft Charge/Insufficient Funds Charge  $25.00

   Stop Payment Order  $25.00 per check

   Temporary Checks    $ .25 each

   Travelers Checks      $1.00 per $100.00

   Visa Gift Cards         $100 to $200       Fee $10.00

                                      $201 to $350       Fee $12.00

                                      $351 to $500       Fee $15.00

   Voice Response

                                      5 Free monthly calls

                                      (excess of 5 calls will incur a 50 cent fee per call)

   Wire Transfers            Incoming - Customer ($1000.00 or greater)        N/C

                                         (less than $1000.00)                                           $10.00

                                         Outgoing - Customer                                          $25.00

                                         Incoming - Non-Customer                                  $30.00

                                         International - Outgoing - Customer                    $50.00