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 Savings Account
Minimum deposit $100.00 to open this account (for
seniors and minors $50.00).
Interest
will be compounded daily, and will be credited to your account every quarter.
We use the daily balance method to calculate the interest on your account. This
method applies a daily periodic rate to the principal in the account each day.
Interest Begins to accrue on the business day you deposit non cash items (for
example, checks).
A service charge fee of $1.00 will be imposed every monthly statement
cycle if the balance in the account falls below $100.00 any day of the cycle. A
minimum balance of $10.00 must be maintained in the account each day to obtain
the disclosed annual percentage yield. Transfers from a Savings Account to
another account or to third parties by preauthorized, automatic, or telephone
transfer are limited to 6 per month with no transfers by check, draft, debit
card, or similar order to third parties. An excess withdrawal fee of $1.00 will
be imposed for each withdrawal out of this account in excess of nine during a
quarter.
Christmas Club
Minimum deposit $50.00 to open this account.
Interest will be compounded everyday. Interest will be credited to your account
every quarter. We use the daily balance method to calculate the interest on your
account. This method applies a daily periodic rate to the principal in the
account each day. Interest Begins to accrue on the business day you deposit non
cash items (for example, checks). If any withdrawal is made from this account
before the annual disbursement date then this account may be closed and a $10.00
fee may be assessed.
Please contact us for interest rate information.
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